Saturday, February 25, 2017

10 Ways to Save Money in 2017



Hey y'all!

I don't know about y'all, but I feel absolutely spent in more ways than once.

The start of a new year totally wears me out; I feel like there are so many things to be bought over the holidays, then all the pressure to buy things on sale once the holidays are over, then we jump right into buying for Valentine's Day!

There are just so many things to spend money on and if you're like me, not too much money to be spending.

So today I'm rounding up ten things that we have done in our house since the start of the new year to help save money. In the future we want to buy a house, take vacations, and one day have kids so it's important to save money now in order to be able to finance those things later!

1) Opt Out of Store Emails
If you're anything like me, then you probably receive about a million store emails every single day. These emails are telling you about the latest deals, new arrivals, and everything in between...but you don't need them!
They're so tempting, but they cause you to over-buy and to purchase things you normally wouldn't.
Who is guilty of going to Bath & Body Works when they're having a candle sale, even though you know you don't need new candles? I'm raising my hand over here!
You can use a website like Unroll Me that shows you a list of every email subscription list your on and you can take yourself off of them or you can open the emails one by one and go to the bottom and hit unsubscribe, whichever is easiest!
But I promise, this is a number one money-saver at our house!

2) Stop Eating Out!
This is SO hard for me because I love the idea of having someone else prepare my food, cook it, serve it to me, and clean up after me.
That's just so ideal and food tastes so much better if you don't have to cook it!
But cooking at home truly does save so much cash because you do pay for the convenience.

An alternate plan is to invite your friends or family over and have potluck meals (maybe on the weekends). That way you aren't stuck preparing ALL the dishes & you get to spend quality time with the ones you love.

3) Brew Coffee/Cook Breakfast at Home
This sort of goes in the same vein as number 2, but all of those Starbucks/Chick-Fil-A stops really do add up over time.
It costs about $0.18 per cup if you brew Starbucks brand beans at home, versus almost $4.00 for a latte at Starbucks.
The same goes for breakfasts; you can have a chicken biscuit at home for less than $2 per biscuit (buying your supplies from your local grocery store) versus over $2 for just the biscuit or almost $5 for the combo.

It just makes good sense to buy in larger sizes at the store and save your cash for other things!

4) Sell Old Clothes/Home Items
I'm a huge fan of buying and selling gently used clothing (that's how I've amassed my rather large Lilly collection, through re-sale!)
There are so many avenues to sell clothing and home items (think books, decor, furniture, etc.) but a few of my favorite ways are yard-sales, Facebook groups, and through apps like PoshMark.

Yard Sales are awesome, especially if you get together with one or two people so you can have a large spread. You can make a lot of money and get rid of a lot of stuff...and trust me, people will buy ANYTHING!

5) Skip the Gym Membership
No, I'm not telling you that you don't need to lose weight or get fit if that's what you want to do. But what I am telling you is that there are plenty of free ways to do it!

I personally love to walk at our local city park with Forrest, our pup.
It's a great way to get in cardio and get in some fresh air.
If you can't get out to a local park there are SO many YouTube videos that you can do for any kind of workout.

I'm a huge fan of Blogilates because Cassey is so motivational and fun to watch; she has all sorts of fun workouts ranging from 5 minutes to 30 minutes!
I also really like the ballet workouts that you can do at home.

You don't need any extra equipment (maybe a yoga mat) which makes this absolutely free!

6) Shop Your "Stash"
So many times I think I have to make a certain recipe I see on Pinterest and it requires a special trip to the grocery store for a million ingredients that I will never use again.
Or, I'm watching a beauty guru on YouTube & see them use a special product & think if I have it, I'll be able to achieve her look.

But guess what...you don't have to do that!

Over the past few months, I have gotten so good at shopping our pantry and freezer for meal ideas and we've been eating better than ever before.
I will say this; it does help that we have a farm and raise beef cattle so we usually have beef in the freezer and veggies that I've put up in the freezer as well.

But you can also shop your makeup and beauty stash as well and use makeup that you had forgotten about because you bought new items.

7) Sell Your Old Devices
I'm a big fan of yard sales but that's not the place to sell your old iPhone, iPad, iPod, etc.
Try online places like Gazelle  where you get a quote in less than 1 minute and they can pay you by PayPal, Amazon gift card, or by check.
Facebook groups or phone stores are also very good places to sell your old devices.

8) Kick Cable to the Curb
This is one that I haven't done yet, but my hubs and I have discussed this several times.
We could easily live off of Netflix and Hulu and only miss cable when it came to the 9 o'clock news!

9) Use Rewards Programs/Coupons
I LOVE a good rewards program (Target RedCard, I'm looking at you) and coupons are saviors for me.
For example, if I'm going to shop at Bath & Body Works I will only go when there is a sale AND a coupon, not just one or the other-I gotta have both to go.

I also highly recommend eBates  if you're an online shopper. Long story short, if you go to stores through the eBates link they will give you so many percent cash-back for shopping in that store.
I have used this for over a year and received almost $100 in cash back, so I promise it's the real deal!

10) Buy in Bulk!
We love our Sam's Club membership because we save so much money by buying in bulk.
You can buy meat in bulk (freeze it or cook it and freeze it!), you can buy large amounts of beauty products/vitamins, if you have pets you can get great deals on dog food and flea/tick treatment, plus they have killer deals on things like printers, books, and seasonal items.

If you go in with family members then a club membership is even cheaper, so I highly recommend it!


I hope these suggestions gave you some ideas on how to save up for those big moments in your life.
If you have any more suggestions, please leave them down below!

Until next time. . .

xoxo, 



24 comments:

  1. love this post, great ideas! while we almost always eat at home, I have slowly been starting to grab starbucks a little too often lately. I love the idea about opting out of store emails. also, my $19/mo gym membership helps me to spend time exercising instead of spending money so I think that's worth it :) even though the gym is right next to homegoods... HAHA

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    1. I love that you see it that way-that's a great way to think about it! Any time I'm spending doing something other than shopping is positive! LOL

      xoxo, SS

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  2. Very good ideas! Definitely not having a gym membership or cable could be a big savings! For me, I know it saves a lot of money that I limit myself to reading books I can get at the local library, instead of going out and buying specific new titles all the time!

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    1. Man, I wish I had thought to include the library on my list! I've also found tons of free books that you can read online-I usually keep one pulled up on my phone's web browser to read while waiting in line, etc. and it's free!

      xoxo, SS

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  3. I so agree that making coffee at home can save so much! I need to try your 'shop your stash' tip and make meals based of what I already have on hand. Thanks for sharing!

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    1. Thanks for dropping by & commenting :) Coffee at home is so much cheaper-and I've found that it's consistently tasting better (or just as good) as well!

      xoxo, SS

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  4. Everyone needs reminders and tips to save money! Thanks for sharing!

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    1. Thanks for dropping by and checking my tips out :)

      xoxo, SS

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  5. Now that I live at home I've stopped eating out so much and I can seriously see the difference in my bank account! I LOVE not spending as much money!

    Tori

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  6. These are all great suggestions! My husband recently went to part time because he has rheumatoid arthritis. While I'm glad he has less stress, it has been a shock for our budget. I haven't been to the Y in a long time because I have a reoccurring knee injury, and I know it is time to give up the membership. I will have to check out your suggestions for at home work outs.

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  7. These are all such great tips! I've been trying to stop eating out so much and it's actually been working really well!

    Kristin
    The Blush Blonde

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  8. These are great ideas. I always make coffee at home but I travel so much its so hard to not eat out.

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  9. Eating in and not buying coffee out are two big things I need to work on!

    Greta | www.gretahollar.com

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  10. Great ideas! I love unroll.me and Ebates!

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  11. Such a great post with so many good tips! I'm with you, so easy to spend money these days, with the pressure to buy nighter than ever. I love you tip for opting out of store email because thats where I get tempted the most! We also eat at home mostly, so that saves a lot of money too, I just need to stop feeling the need to run to the grocery store so often!

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  12. Great tips! I managed to budget myself, so rather than cut out all of these things completely, I stick to a certain amount per month. The key is actually sticking to your budget haha! So far it's been great.

    | diaryofasouthernmillennial.com

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  13. Such great tips!! I've been SO bad at buying coffee lately (as I sit in a coffee shop right now typing this... haha!) i'm trying to get better and make my coffee at home!
    xoxo,
    Amy | Pastel N Pink

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  14. LOL I love the store emails point! I am totally guilty of that! So many good ideas, I should bookmark this post!

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  15. You are speaking my language in this post! Since I've been laid off, I stopped eating, out kicked cable to the curb and sold some of my clothes to Thred-UP. I lost weight so I had a lot of stuff to get rid of; I'm willing to do anything I need to do to save money.

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  16. These are all great tips! I'm hoping to save more in the month of March!

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  17. I am definitely better at some of these tips than others. I don't care about cable and I'm good at selling my old stuff to consignment but I can't stop eating out, I love the experience of it too!

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  18. These are super great tips! I'm all about buying in bulk. In the end you save money. I'm learning to live off of the clothes in my closet and make food out of the supply in our pantry rather than buying all the time.

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  19. love these! we just got rid of our cable, and i don't miss it one bit! saving close to $75 a month!

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  20. this was a really insightful post! Out of all of these tips the one that I swear by is unrolling myself from emails from stores! Whenever I get an email from a store, I always want to buy things immediatley! So not nessesary haha x, kenz http://sincerelykenz.com

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Thanks for your comment, I appreciate any thoughts that you have & I'll always try to get back with you as soon as I see them!